The following is from the American Rights Party platform:
While we generally favor a reduced government, it has become apparent that the profit motive of the insurance industry, and the ancillary industries that are connected to it, prohibits any solution that does not involve government participation. The fundamental right to health is guaranteed and therefore must be provided by either the business entities involved in ensuring it, or falling short of that, the government . To that end, the Party endorses a plan that provides health insurance to the indigent, and reduced cost insurance to those who cannot afford private insurance. While we believe that it is first and foremost the responsibility of the insurance and health care industries to provide services to all persons, we also understand that there has to be some sort of remuneration for those goods and services.
The government option seems like the most viable alternative to a cooperative and responsible health care industry, but even that must have some restrictions. We advocate that the government option be available at significantly lower costs to those that can afford to pay something and to small businesses who can demonstrate that providing health care to its employees is a burden that could force them to either not provide insurance or discontinue business.
Finally, it is the Party's position that it is the health care industry's responsibility to re-evaluate the costs of tests, procedure, fees, and pharmaceuticals and reduce same in accordance with the overall economic health of the country and/or state. The government should hold the industry accountable by requiring justification of costs, for example why a blood test costs what it costs, in much the same way as it requires the restaurant industry to determine nutritional values and contents of the foods we eat.
We favor restoring and reviving a free market health care system. We recognize the freedom of individuals to determine the level of health insurance they want, the level of health care they want, the medicines and treatments they will use and all other aspects of their medical care, including end-of-life decisions.
If only that worked. I chose this topic tonight because of President Obama's speech on this subject. While I do not believe that he has all the answers, the health care system in this country is completely out of whack. It has been a free market health care system since its inception, and it has failed miserably. Americans pay more for health care than any other industrialized nation yet rank in the mid-teens in healthiness. In proportion, we spend more and get less than any other country on the planet. Health care premiums have doubled in the last 10 years, and there is nothing to suggest that this trend will not continue. The health care industry is beholding to no one, and there is rampant abuse and waste within it
As our platform states, we believe that the industry should be held accountable for costs and should be required to justify them. No insurance company should deny any policy holder treatment for any illness. No insurance company should be able to raise premiums because a person gets sick. And no insurance company should deny coverage based on a pre-existing condition.
Hospitals and care facilities must also be held accountable for costs and to justify them. Why is a Tylenol sixty dollars? Why does a procedure cost three times in Southern California what it costs in Iowa? Why are the prescription medications that you take at home twice as much when the hospital provides them?
Pharmaceutical companies fail to realize on economic principle that has been true since the beginning of capitalism: volume, volume, volume. If you reduce the cost of your product to a point where you can still make a reasonable profit, more people will buy it and you will actually make more money than if you sell less of it at a higher price. Case in point: There is a particular product that works pretty well for me, and not just for its intended use but in other ways as well. I can't afford it, and it is not covered by my insurance. This particular product is not needed to save or even prolong my life, but it enhances the life that I have. I am 100% certain that if this product were affordable more people like me would buy it.
Doctors must be held accountable for ordering tests or providing procedures. Information about a patient must be able to be shared among all physicians attending a patient. If you can walk in to a Walgreens anywhere in the country and get a prescription filled, why can't the doctor across the hall know what has already been done?
As the platform states, we would love to have the health care industry take the lead on this and keep the government out of it. However, they are too interested in spending millions of dollars through their lobbyist trying to defeat any reforms, especially in light of the huge profits that they reported just yesterday. The national model for greed started with the oil companies and their belief that we will pay whatever they charge for their product rather than find an alternative way to work. They were right, and now other industries are following suit.
The airlines come to mind. My partner and I went to Denver a couple of months ago. Two round trip tickets, one checked bag. The airline charged us $15 for the checked bag. When I asked about this, the clerk told me that for $20 on each ticket, I could have upgraded the tickets and wouldn't have been charged the bag fee. So, for $40 extra dollars, I wouldn't have been charged $15?! Oh, and I would have gotten free Direct TV for my 2 hour flight.
The health care industry has fallen lock step into this mentality of greed. We'll pay what they charge because we have no choice. If you try to switch companies, there is no competitive advantage. And if you, heaven forbid, choose a PPO over their HMO where you actually have a choice of doctors and care facilities, they'll charge you up to half again more.
Since the industry seems unwilling to create their own remedy, so to speak, we see no alternative but government intervention. Ideally we would prefer that they fix themselves, but we do not have any faith that they will do so.